 YOUNG ADULTS
Hey, Where Did My Money Go?
Can I Borrow a Few Bucks? Money Management for Young Adults and Teens (13+)
— Sandi Schoob
Now that you make your own money, what do you do with it? Discover what to look
for when opening a bank account and how to manage your money once it is in a
bank. Become skilled with budgeting, saving, and investing your money. Explore
how to establish a credit history and what to look for when applying for credit
cards and loans. Discuss different types of insurance and the impact these products
have on your financial stability. Get started now on managing your money and
making smart financial choices.
- Sat, 9-11:30 a.m., Feb 7 (1 session)
PERS 1045W01 — $44/single, $10 material fee to instructor
PERS 1045W99 — $69/couple, $10 material fee to instructor
ACC TBA
COLLEGE FUNDING
How to Find College Financial Aid
— John Mumford
Find out the truth about beating the high costs of your child’s education.
Discover almost unheard of strategies and tips that families are using to save
thousands of dollars. Discuss how to double or triple your eligibility for
financial aid: why some middle and upper-middle class parents pay close to
nothing for their children’s education and how you can too; how to find
scholarships, grants and low-interest loans that most other parents do not
even know exist. Explore the common and costly mistakes people make when completing
forms and the real reason why over 90% of parents fail to fill them out correctly
and therefore receive less money.
John Mumford, CFP, CPA is one of Colorado’s
leading college funding experts.
- Tue, 6-8:30 p.m., Mar 10 (1 session)
PERS 1001W01 — $44/single, $10 optional fee to instructor
PERS 1001W99 — $69/couple, $10 optional fee to instructor
ACC TBA
BUDGETING
Money Management Made Easy:
Take Charge Now
— Sandi Schoob
Gain control of your personal finances by mastering easy budgeting
techniques, setting financial goals, understanding credit, and
establishing a money management plan. Receive a workbook you
can refer to while moving toward financial stability. Bring your
most
recent pay stub, bank statements, credit card bills and loan
information. Discover how to calculate your personal net worth
using a balance
sheet. Identify income and expenses. Leave class with a budget
and healthier, happier financial outlook.
Sandi Schoob owns her own
financial management business and has worked extensively with
individuals and small business owners helping
them become financially secure.
- PERS 1046W01 — Thu,
6:30-9 p.m., Jan 29 (1 session)
ACC TBA — $49, $10 material fee to instructor
 INVESTMENTS
Stop Losing Money in the Stock Market!
— Dean Adams
Wall Street’s advice causes you to lose money. When the market
goes down, you lose value and time. Look at your statements for
the past ten years. Aside from your contributions, your portfolio
has made virtually no money. You are not keeping up with inflation,
so you are falling behind. Stop taking Wall Street’s advice
and start learning how to achieve your investment goals. This class
is not about investment theories; it’s about proven, actionable
and repeatable strategies. Learn to protect your money; what investments
are the best; the best strategy for the average investor; how the
pros invest; how to read a chart; how your mutual fund fees are
reducing your returns and much more.
Dean Adams is a long time, individual investor/trader. He is NOT
connected to the investment community in any way, but knows how
to make money.
- PERS 1114W01 — Tue,
6-8:30 p.m., 4 sessions, Feb 3-24
ACC TBA — $69, $8 optional workbook fee to instructor
CREDIT SCORES
Credit Reports and You!
How to Improve the Numbers
— Chris Howlett
Have you recently found out that your credit score has dropped?
Are you wondering how to obtain a credit score and how that score
impacts your finances? Have you been a victim of identity theft?
Co-signed a loan that went bad? What about the mortgage crisis
and its impact on you and your family? Discover techniques and
safety processes to protect your credit, get good interest rates,
and prevent credit card misuse.
Chris Howlett has been in the mortgage, banking, and financial
fields for many years and owned financial companies.
- BUSI 1038W01 — Wed,
7-9 p.m., Jan 28 (1 session)
ACC TBA — $44, $3 material fee to instructor
WILLS AND TRUSTS
Living Wills and Trusts
— David M. Cook
What is the difference between a Will and a Living Will? Does everyone
need a Living Trust? What documents are needed to admit a relative
to a nursing home? Will my estate pay more taxes if it goes through
probate? What documents can I do myself? How much should I pay
a lawyer to do the others? Get answers to these questions and more!
David M. Cook is an attorney.
- Wed, 6-8 p.m., Feb 11 (1 session)
PERS 1033W01 — $49/single, $2 material fee to instructor
PERS 1033W99 — $69/couple, $2 material fee to instructor
ACC TBA
ELIMINATE DEBT
Living Debt-Free
— Sandi Schoob
Where does the money go every month? Why are your debts growing
and your savings disappearing? Explore the personal choices that
affect your financial health
and discover the financial tools you can use to control where your money goes
each month. Discuss your credit score and understand your credit report. Discover
the 4 options for managing your debt and how to protect yourself from creditors.
- PERS 1047W01 — Thu, 6:30-9 p.m., Feb 26 (1 session)
ACC TBA — $49, $10 material fee to instructor
INVESTMENT PROPERTY
How to Buy Residential Income Property:
Take Advantage of This Buyer’s Market
— Jim Flint
Discover how to buy the best foreclosures and choose the best locations and loans.
Increase your income and wealth with rental properties. Which is best for you,
commercial or residential? Get 15% or more on your money, discuss 1031 exchanges
and reverse exchanges and how to reduce your income taxes. Get cash flow starting
day one. Discover an analytical approach to investing. Be your own boss and never
get fired! Compare Denver’s market to three other hot markets. Learn to
invest in cash flow mini-storages. An individual meeting with the instructor
is included.
Jim Flint, CRS has 30 years experience with
real estate in five states.
- Tue, 6:15-9:30 p.m., Feb 24 (1 session)
PERS 1004W01 — $44/single, $20 material fee to instructor
PERS 1004W99 — $75/couple, $20 material fee to instructor
ACC TBA
Real Estate Investing: The Next Step
— Jim Flint
Go to the next level if you are an experienced investor! Discover
ways to plan for your retirement with real estate, determine
the income you will need, and
how to meet those goals. What are the advantages and disadvantages of trades
vs. refinance? Discuss commercial real estate, multi-family, mini-storages,
office buildings, retail, and triple net leases. A personalized
meeting is included.
- PERS 1020W01 — Tue,
6:15-9:30 p.m., Mar 3, (1 session)
ACC TBA — $44, $20 material fee to instructor 
RENTALS
Managing Your Rentals:
How to Avoid Trouble and Vacancies
— Bill Cooper
Discover how to screen your prospective tenants and keep the bad ones out. Be
aware of the “do’s and don’ts” when dealing with tenants.
If you must evict, how do you do it? Have a pool of qualified service people
who respond quickly. Review fair housing laws. Understand why a good lease is
your best friend and how to keep your property rented when others have vacancies.
Find out how inexpensive professional property management can be and how it will
eliminate landlord headaches. Receive a copy of a lease used in over 800 housing
units.
Bill Cooper is the President of Metro Denver
Management Inc., and Real Estate Broker with over 20 years of property management
experience.
- PERS 1005W01 — Thu,
6:15-9:30 p.m., Feb 26, (1 session)
ACC TBA — $44, $20 material fee to instructor
|
